Private Retirement Provision

Bundestag decides age pension improvement Act the Riester pension should be transparent, low-cost and return stronger. This is at least the plan of the Federal Government. Whether this succeeds is uncertain. It is a first approach for more consumer confidence. Pension has suffered very much in their viewing the Riester. Headlines were always unprofitable read like Riester-rente”. That’s so not true was the least clear.

As everywhere, there are black sheep, so product providers, which are burdening their customers with high costs and achieve very difficult attractive yields the Riester market. But it is now better. The age pension improvement Act will enter into force with effect from 1 July 2013. Management and acquisition costs should be limited agreements of the provider in the future in the Riester or reduced. The Riester pension should be also more transparent. In other words, it should insert, the product information sheet”, each product be added faster where the customer the actual cost of the Treaty can recognize. Goal is to make comparable also the various Riester provider in its cost structure.

A change of the Riester provider should be connected in the future at a cost of no more than 150. Also the Rurup-rente is repaired. The eligibility limits will be raised here. In plain English: instead of 20,000 euro per year future maximum 24,000 euros to include tax (2013) to 76 percent. In addition to these improvements, there are also two new features in the proposed law. So, the labour pension, so the protection against the loss of manpower, should be strengthened. This is achieved by a dismounted disability protection in the context of Riester contracts (savers can now insert 20% of their contribution instead of 15% in the disability protection) as well as the subsidy of the private disability insurance. These should be given tax incentives like the Rurup pension similar to. It is questionable whether this all so used to. So is it to assume that the SPD, Greens and the left here nor will bring in their oppositional attitude.

Mauro Bolognini

Endless finally! A narrative we are taken; basically who or what We are completely permeated by a preconceived idea of the single world? Cracks in everyday life look disturbing visions, as truly as the local objectivity. Bent like floating spirits I think, as all trees would bear naked grief this morning, as if the few passers-by from a funeral. Was the Millennium because sprinkled with ashes? The sky was still full of dreams at midnight, big wishes, affable confidence. Laughing voices that emerge sparkled from collected glasses, people were their necks towards future, silvery tinsel still in your hair. In May of 2009 was released titled evil conditions”the second volume of poetry of the author Peter Pitsch, comprising 45 compressed texts. The transcript of this lyrical prose miniatures”had in hindsight allows the poet a useful inventory of various incidents. Experiences that were mostly several years back, but to Transfer to an emotionally comprehensible level him once the linguistic forms of expression were missing.

Editing the works brought a carton filled with hundred self-financed book copies Ryan on the part of the Publisher, but that being said, the publication as well as on Mars could have taken place. A real distribution of the band from the very beginning was almost excluded due to lack of any effective publishing activities. Certainly, as an obvious option the poet would provide the work other publishers. But his unwillingness to move again with a so-called niche product in the search and in the aftermath of most likely put up with countless rejections, stifled any motivation in the approach. Then, using Ryan on the various substantive topics of the book and finally made a decision, namely to link the texts written mostly in prosaic lyrical style in a narrative way. The implementation of the idea proved a fitting continuation Seal of evil conditions.

Down to a reality in which no social masquerade, not hypocritical misled prevent overlooking the shortcomings of humanity seeks to. In addition, this book is a tribute to all the poets and writers, of which the very least ever be perceived beyond their known. About Peter Pitsch: He was born in Herford, Germany in 1963, lived among others in Berlin, Amsterdam, Rome, Copenhagen and Nykobing (South Denmark). His writing career began, full of Weltschmerz, full of euphoria and faith in an eternally valid life formula that he was ready to decrypt once in Paris. During a long stay in Italy, he gained experience as a film actor. He appeared in 12 films and multiple commercials and embodied the death”in a play; He has worked with film directors such as Mauro Bolognini, Dario Argento and Lamberto Bava. Then he hit a career as a writer and artist completely. He lives in Scandinavia and is devoted to literary writing as well as the design of book covers and digital art. In the early 1990s, he published his first book, followed by various publications. In addition, reviews, poems and prose texts were recording in various magazines and anthologies. 2008 the breakthrough came with the satirical novel of the cuckoo’s egg syndrome”. “” “Since the contemporary poetry volume published by evil conditions”, the autobiographical novel In being uncertain”as well as the thriller W.E.L.T”. With the Sixtysix digital art book”, he presented a new variant of its artistic creativity 2011. “A poetry book titled presence” and two children’s books are available from 2012. “Recently are next to endless finally” the art book sixty seven “and an another children’s book appeared. More information: j.

On Sundays To The Christmas Shopping In The Department And That Closed Shops

“Kaufhaus Tyrol Innsbruck held on December 8th and 15th Smartphone shopping via QR-code: Speed4Trade mobile store platform and software-backend for showcase poster campaign provides old town, 12.12.2013: the Department store Tyrol in Innsbruck will be its title best shopping center in Europe” once more just: for the very special shopping experience department store transformed, on the 2nd and 3rd Sunday of advent, in an innovative Smartphone shopping mall. Vorweihnachtlichem framework programme and open hospitality visitors take a colorful shopping along the with QR-code posters decorated shop Windows. The poster deals with particular products or vouchers come from dealers of the Kaufhaus Tyrol-based shops. Everything you need for the convenient window shopping, is a Smartphone with course bar code reader. It scans the visitor QR-code the chosen product and enters a Web shop that is optimized for mobile devices. Make the selection of the details as color or size and specify of the desired method of payment Finally the perfect shopping. Depending on the request, delivered to the mail order or can be picked up personally on workdays. A such exciting shopping event make possible cutting-edge technology and innovative software applications of Speed4Trade.

The smart eCommerce platform emMida integrates the mobile-enabled store Tyrol shop, it held, digital poster offers including QR-code recognition. The eCommerce software company headquartered in North-East Bavaria delivers the complete technical platform and software-side processing. The sale downstream order processing and shipping processing lies with the full service agency smartsale360. For the first time in the German-speaking world a such QR-code Sunday is offered in a department store shopping. “” The Department store Tyrol like classical trade point shows so impressively, point-of-sale and online trading via the Smartphone interface “profitably linked and outside the opening hours of the shop one another to fertilize” can.

Segula LED Bulbs Are Now Certified By TuV

The Segula LED series receives the TuV and surprised the Auditors by extreme Widerstandsfahgikeit. Since August 2010, the Segula LED bulbs have a TuV certificate. Thus, the LED lights of Segula company are one of the first with this certificate. In addition to the statutory requirements a further product feature now exists, which particularly highlights the quality of the products. Quite exceptionally, TuV has highlighted the resistance against overvoltages. The LEDs have kept themselves at a voltage of 460V.

Also this is a basis for a long service life, because it highlights the durability of the electronic components. Frank Segula, managing partner of Segula GmbH: we are of course very proud of the results of the TuV test and think that not only we, but also our trading partners will benefit from this certificate. Ultimately, the TUV logo provides an another strong selling point at the point-of-sale. With our LEDs, the customer has the complete security of Purchase decision. Get the classic designs, as they are many decades gives customers and now with TuV certificate.

Therefore the customer with our lamps can do no wrong.” Christian Essers, head of product management of Segula GmbH adds: us mattered, in addition, that the production facilities have been included in the certification. We always emphasize that we choose our partners carefully and see also this from the certificate confirmed. We will continue to be a trusted partner for the German market and our range is extended fully at the end of the month. Our customers may be stretched. In the next few days, we publish more details for this purpose.” The Segula bulbs range offers modern and promising LED technology in the classical designs. This means clear advantages compared to energy-saving bulbs, as well as conventional LEDs. There is information on.